Plain language
Features and limitations should be understandable before applying.
About Low Cost Insurance Today
Experience matters. So does telling you when something may not fit.
Sen McQuire is a licensed life and health insurance agent with more than 28 years of insurance experience, serving clients in Nevada, California, Arizona, and Ohio.
Meet Sen
An agent, entrepreneur, and Navy veteran.
Sen is a U.S. Navy Gulf War veteran and an independent insurance professional focused on life insurance, final expense, annuities, accident coverage, and supplemental health protection.
His approach is simple. Understand the reason for coverage, identify the real risk, compare available options, explain the tradeoffs, and let the client decide without pressure.
Need before product
The recommendation should follow the problem.
Full tradeoffs
Price, guarantees, exclusions, duration, and flexibility all matter.
Client control
You choose whether to apply after the options are explained.